Rabu, 08 Desember 2010

Recognize non-bank financial institutions

in Islam also recognize non-bank financial institutions
Bonds
Bonds are debt / long-term debt in writing within the contract bonds are made by the debtor is obliged to pay the debt with interest (bond issuer) and the party receiving payment or accounts receivable held together with interest (the bondholders) is generally without the encumbrance of an asset . Bonds when first sold sold with a value of par value.
Bond in sum is a debt, but in the form of security. "Issuer" bonds is sipeminjam or debtor, while the "holder" of the bonds is a lender or lenders, and "coupon" bonds are interest loan to be paid by the debtor to the creditor. With this bond issuance will be possible for the issuer in order to obtain long-term investment financing by source of funds from outside the company.
In some countries, the term "bond" and "debenture" is used depends on the duration of maturity. Market participants generally use the term bonds for the issuance of debt securities in large quantities are offered widely to the public and the term "debenture" is used for the issuance of debt securities on a small scale that is usually offered to a huge number of small investors. There are no clear restrictions on the use of this term. There is also a known term "letter of treasury" that is used for fixed-income securities with a maturity of 3 years or less.

Selasa, 07 Desember 2010

information about bussines in islam

ISLAMIC LAW IN PERSPECTIVE.
         BackgroundHumans are imperfect beings created by Allah SWT with given many advantages over other creatures, including the reasonable mind. With humans it is expected to maintain and utilize the natural and all his creation well. God did not create man with the same degree and position, there is a high and low, there is the rich and the poor, there are also large and small. The existence of these differences so that people can need each other, and Islam strongly recommends to helping each other and respect each other. Because essentially all are equal before God Almighty.Apart from being a perfect creature, human beings also are individuals who have many necessaries of life, and God has probably restore it with various objects to satisfy their needs. And in order to fulfill this need not be produced by the individual concerned. In other words he must cooperate with others. And forms of cooperation that should be in accordance with religious ethics.In the Qur'an and as-Sunnah there is recognition of the economic problems in order to give direction to people in meeting their daily needs. Al-Qur'an and as-Sunnah also suggests that people were given the widest opportunity to run their economic activities, either by exploiting natural resources directly, such as agriculture, mining or indirectly, such as trade and other productive activities. As Allah QS. Al-Mulk: 15هو الذي جعل لكم الأرض ذلولا فامشوا في مناكبها وكلوا من رزقه وإليه النشور (15)It means: "He who has made the earth easy for you, then walk in and eat all penjurunya party of His provision. And only unto Him you (after) are raised. (Surat Al-Mulk: 15)